In 3-quart saucepan, heat 2 to 3 inches oil to 375F. Fry 1 tortilla at a time in oil, 1 to 2 minutes on each side, until golden brown and puffed. Drain on paper towels.
Just before serving, in each fried tortilla, place 1 scoop of each of the ice creams, then one-fourth of a banana. Top with 2 cherries. Drizzle with chocolate. Spray whipped cream on top.
Make it your own! Don't like bananas? Try these shells with your favorite flavors of ice cream and toppings.